Eligible Programs

The Eligible Programs page provides a place for you to select an insurance program. The options presented are based upon the information entered in the Location Zip and Basic Information pages.

To select an Eligible Program:

  1. Click one of the listed programs. The selected program could offer additional policy terms (12 months, etc.) in the adjacent list, if desired.

If you select Use of Unit as Rental or Commercial, this page displays the different deductible options to choose from.

Available programs and terms depend upon the state in which the property is to be insured. Not all programs are available in all states. Programs include:

Manufactured Home Package Program – Full-Time Owner Occupied. Program designed for manufactured homes that are full-time owner occupied as the primary residence of the insured.

Manufactured Home Byline Program – Full-Time Owner Occupied. Program designed for manufactured homes that are full-time owner occupied as the primary residence of the insured. This program offers your insured maximum flexibility by allowing them to choose the specific coverages they desire. This is a “Build Your Own” program.

Manufactured Home Rental/Commercial Byline Program – Rental or Commercial Use. Program designed for manufactured homes rented to others for residential purposes, or designed for any home used in a light office or professional capacity. This program offers your insured maximum flexibility by allowing them to choose the specific coverages they desire. This is a “Build Your Own” program. (Beauty salons, day care centers, and stores or markets are not eligible for this program.)

Manufactured Home Seasonal Byline Program – Seasonal Use. Program designed for manufactured homes that are not the primary residence of the insured, but are used by the insured on an intermittent, or non-continuous basis. This program offers your insured maximum flexibility by allowing them to choose the specific coverages they desire. This is a “build your own” program. (Vacant or rental homes are not eligible for this program.)

Manufactured Home Tenant Byline Program – Tenant Use. Program designed for individuals renting a manufactured home and desiring Personal Property Coverage and/or Personal Liability Coverage.

 Land Home HO-3 Package Program – Full-Time Owner Occupied. Program designed for manufactured homes that are owner occupied as the primary residence of the insured. The home must be a doublewide or multi-sectional unit and located on land owned by the insured. The home must be placed on permanent foundation and also have composite roofing.

New Home HO-3 Package Program – Full-Time Owner Occupied. Program designed for manufactured homes that are owner occupied as the primary residence of the insured. The home must be a doublewide or multi-sectional unit that is the current or first model year and has never been titled.

HO-3 Package Program – Full-Time Owner Occupied. Program designed for manufactured homes that are owner occupied as the primary residence of the insured. The home must be placed on permanent foundation and also have composite roofing.

Seasonal Package Program – Seasonal Use. Program designed for manufactured home that is not the primary residence of the insured, but is used by the insured on an intermittent, or non-continuous basis. (Vacant or rental homes are not eligible for this program.)

  1. Click Next to continue.

The Coverages page opens and a Quick Quote (total premium without any additional coverages) is displayed atop the page.

  1. Follow the steps to Select Coverages.

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