Available Programs

The Available Programs page provides a place for you to select an insurance program. The options presented are based upon the information you have entered on preceding pages.

To select an Available Program:

1. Click a button to select one of the listed programs.

Available programs and terms depend upon the state in which the property is to be insured. Not all programs are available in all states.

2. Click Next to continue.

The Coverages page opens.

3. Follow the steps to Select Coverages.

Available Programs

EZChoiceD1.  A DP-1 Program available for owner, rental, and seasonal properties. This program provides fire and extended coverages for the dwelling. Risks should be in fair or better condition. Policy Term is 12 months.

EZChoiceVacant.  A DP-1 Program available for vacant properties. This program provides fire and extended coverages for the dwelling.  Risks should be in fair or better condition.  Policy terms of 3 and 6 months are available. The policy will automatically renew up to 12 months.

EZChoiceD3.  A DP-3 Program available for owner, rental, and seasonal properties. This program provides all risk coverage for the dwelling. Risks should be in above average or better condition. Policy Term is 12 months.

EZChoiceH3. Homeowners HO-3 (HO-B in Texas). This packaged homeowner's product provides all risk coverage. Loss settlement is replacement cost for the dwelling and actual cash value for roof and personal property. Dwelling must be in above average or better condition and the premises must be well maintained.

Dwelling Protector Home Protector. This packaged homeowner's product provides all-risk coverage on the dwelling subject to certain exclusions. Homes must be well maintained, in good repair, and show visible signs of pride in ownership. Loss settlement is repair cost for the dwelling and actual cash value for personal property.