Unit Information

If the complete VIN cannot be identified, the AO (All Other) Class (under the model name) identifies the minimum characters necessary to accept the unit. VINsure® then requires you to enter the model name and appropriate cc’s. If you receive an error message for a VIN you believe should be valid, contact your managing agent or American Modern's Home office to have an associate review the VIN information.

A report is generated to list units in the AO Class. American Modern identifies the reason for the initial AO classification and then classifies the unit appropriately.

See Coverages for more information on Class and Sub-Class.

Label

Description

Model Year

For the purpose of determining the age of the unit, the current model year shall change effective October 1 of each year, regardless of the actual introductory dates of the makes and models. The calculation used to determine unit age shall be Current Year minus Model Year.

For example if the unit was manufactured in 2001, and is designated a “2001” model by the manufacturer, it will be four model years old on October 1, 2004

VIN Number

The Vehicle Identification Number of the unit.

Make

Manufacturer of the unit.

Model

Indicates the unit model as designated by the manufacturer.

Model Name

Unit model name as designated by the manufacturer.

Size (CC's)

Engine size in cubic centimeters.

Annual Mileage

Indicates approximate number of miles the unit is driven each year.

Purchase Date

Date the applicant purchased the unit.

Purchase Price ($)

Price paid for the unit.

Market Value

Unit value as published in commonly used motorcycle valuation guides, such as NADA.

Primary Operator of this Unit

Name of the unit's Primary Operator, used for the premium computation.

Is Garage/Storage Location Address the same as Unit 1?

Yes or No. If No, address information is required for this unit. (Only appears for units other than 1)

Garage/Storage Location Address

Location street address of unit when not in use.

Garage/Storage Location City

Location city address of unit when not in use.

Garage/Storage Location State

Location state address of unit when not in use. This field is autofilled with garaging state from the Basic Information page.

Garage/Storage Location Zip

Location ZIP code of unit when not in use.

Label

Description

Garaged In City Limits?

Indicates if the unit is stored within the city limits when not in use (Kentucky only)

Where is Unit Kept at Night?

Indicates overnight storage: Garage, Street, Yard or Other.

Is unit retitled with state assigned Serial Number?

Indicates if the unit has been retitled with a state assigned serial number (VIN).

Is unit street driven?

Indicates if the unit is licensed for legal street operation.

Do you want the Classic Program?

The Classic Program is written on an agreed value basis. Specific eligibility requirements apply.

Is unit a 3-Wheel Trike Conversion?

Indicates if unit was converted from two- to three-wheel configuration ( trike conversion).

Number of Wheels

Number of wheels on this unit (for ATV's only)" 3,4,6 or Other.

3-Wheel Trike Conversion Manufacturer

Indicates the trike conversion manufacturer.

Total of Accessories ($)

Total value of accessories, sidecar(s) and trailer(s) over the limit automatically included when Comprehensive coverage is purchased (ordered on the Coverages page). Zero indicates no additional accessories coverage is desired.

When Comprehensive coverage is purchased:

• For class A, B, and C units, $3,000 accessories coverage is included.

• For class D units, $1,000 is included.

As an example, entering $6,000 is a request for $3,000 of additional coverage for a class A, B or C unit.

$15,000 is the maximum allowable accessory coverage.

Accessories include any item that is not factory standard equipment as reflected in the VIN, including items made by the manufacturer of the unit.

Label

Description

Name

Lienholder/Other Insurable Interest name.

Designation of a lienholder is considered an acknowledgment that the entity named has a legal interest in the unit due to an installment sales contract or other valid security by the amount of the loss under the appropriate coverage.

Address

Lienholder/Other Insurable Interest street address.

City

Lienholder/Other Insurable Interest address city.

State

Lienholder/Other Insurable Interest address state/country.

Zip

Lienholder/Other Insurable Interest address ZIP code.

Loan Number

Enter the loan number of the loan supplied to the applicant by the lienholder.

Label

Description

Previous Carrier

Indicates the name of the previous insurance carrier.

Expiration Date

Date that previous coverage expired or will expire.