Additional PIP provides extra coverage above and beyond your basic PIP coverages for specific items. Please see the spreadsheet below for specifics on the limits available under each option. You also have the option of providing these benefits to Resident Relatives for an additional cost. Additional PIP is not available if Deletion of Other than Medical Expense Benefits is chosen.
Income Continuation pays lost wages resulting from the insureds inability to work as a result of accident related injuries.
Essential Services pays for services you normally do yourself, such as cleaning your house, mowing your lawn, or shoveling snow if you are unable to complete such as a result of accident related injuries.
Death Benefit provides payment to family members or estates for income continuation and/or essential services coverages not already collected in the event of death.
Funeral Expense pays for reasonable funeral expenses up to the limit selected if the auto accident results in the insured's death.