Collision

Stated Value: In the event of a total loss where cause is a collision, payment will be the amount stated on the declarations page.  Copy of Bill of Sale must be provided for coverage to apply.

Agreed Value: In the event of a total loss where cause is a collision, payment will be the amount agreed upon by the insured and the company.

Type of Collision Coverage

Insured’s At-Fault %

0%-50%

51%-100%

Standard Collision Coverage

(all states, except MA and MI)

Collision Coverage: Yes

Deductible Applies: Yes

Collision Coverage: Yes

Deductible Applies: Yes

Limited Collision Coverage

(MA and MI only)

Collision Coverage: Yes

Deductible Applies: Yes

Collision Coverage: No

Deductible Applies: N/A

Broadened Collision Coverage

(MA and MI only)

Collision Coverage: Yes

Deductible Applies: No

Collision Coverage: Yes

Deductible Applies: Yes