Roof exclusion may be applied when the roof is worn and/or in need of repair. The intent of the roof exclusion is to have the roof scheduled to be fixed in the near future. This exclusion may be used in determining risk acceptance.
We will not insure for loss to the roof caused by Windstorm or Hail or to the inside of a building or the property contained in a building caused by rain, snow, hail, sleet, sand or dust entering the building through the damaged or deteriorated roof.