Expands the definition of “insured premises” to include grounds at the location shown on the Declarations Page.
Adds coverage for certain items that are normally excluded in the policy such as money, securities, bullion, metals, precious metals.
Increases the sub-limits from $500 to $1000 for some categories of personal property that are classified under the Special Limits on Certain Personal Property section. Adds coverage up to $2500 for property intended or used for business purposes while located on the insured premises, and $250 for property intended or used for business purposes while located away from the insured premises.
Increases many of the Supplemental Coverages Applying to Section I of the policy, among which is an additional 5 percent of the dwelling limits added for debris removal. Coverage for emergency repair and loss assessment is added.
Covers loss resulting from theft, vandalism, malicious mischief or breakage of glass if the home has been unoccupied for 30 days immediately preceding the loss.
Amends Section II – Liability coverage to add loss assessment coverage as an additional coverage.