Is the risk a modular home?

Select Yes or No to indicate if the home is built in a factory and then carried in sections by special trucks to a building site where it is put together by a local builder.

 

A Modular Home is not the same as a Manufactured Home.

 

A Modular Home does not have an assigned serial number. The word "Modular" should be used in place of a serial number when quoting. A Modular Home is constructed to the same state and local building codes and is subject to the same zoning regulations as a site-built home.

In contrast, a Manufactured Home has a serial number assigned to it by the factory. A Manufactured Home complies with the Federal Construction Safety Standards Act (HUD/CODE), which requires homes to be constructed on a non-removable steel chassis. Many communities have restrictions on where manufactured homes can be located.

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